Like a lot of renters, you are probably working hard to build financial security and establish a career to help you live the life you want to lead. A good credit score is important, even if you are a renter. If you are trying to apply for an apartment the landlords may take a look at your credit score to determine if you will be able to pay your rent and utilities. You may not know a lot about credit — how it works and how important it is in achieving your goals. No sweat. WilliamPaid has you covered.
Let’s start with the basics. A credit score is a calculated number that is used as shorthand for all the credit-related information that is relevant to you. Each of the three major credit bureaus – Equifax, Experian and TransUnion – calculates a score based on a wide variety of information they each collect. Your credit score is based on:
Not sure what your credit score looks like? WilliamPaid’s new online credit estimator let’s you estimate your credit score with 6 simple questions. It’s that easy.
If you have a lower credit score than you would like, you CAN do something about it. Depending on how serious your past and present credit problems are, it may take time and patience to achieve good credit. In the meantime, here are a few helpful credit building tips:
For more information about building good credit, visit www.williampaid.com. You can also try The Better Credit Blog or Adventures in Money Making Blog.
StumbleUpon
twitter
reddit
