How to Build Credit with WilliamPaid
Andy makes a decent living. He recently decided to trade in his 2001 Ford Escort for something a little safer for the Midwest winters. But he was turned down for an auto loan.
The reason: Andy didn't have bad credit, he just didn't have any credit.
In college, Andy didn't own a credit card. He paid all of his bills on time, such as rent, utilities, car insurance, cell phone, etc, out of his checking account or with a debit card. And, although he knew building credit was important, Andy never thought that NOT OWING money would prevent him from borrowing in the future.
Sound familiar?
  1. Signup Today! It's easy, simple and painless.
    Pay rent online through Williampaid.com and add credit reporting, or purchase our bill verification service.
  2. We'll report and verify your bill payments.
    Once verified, we'll tell the credit bureau all about your payments.
  3. Create and build.
    Your payment history will be used to create or build upon your credit file along with payment history from other sources.
  4. Apply for a loan with confidence.*
    Save money on your monthly payment when buying a new car, your first home or applying for a credit card. Having rent, utilities and other recurring bills verified and reported to the credit bureau can help you land the best rates and terms.
FREE $25 Restaurant.com Gift Certificate
when you sign up for Rent Pay or Bill Verification.
  • Federal law requires ALL creditors to consider any bill payments you present with your application that demonstrate your credit worthiness or face a $10,000 fine.
  • The FICO® Expansion® Score is based on the same model as FICO®'s traditional score, which ranges from 300-850.
  • The FICO® Expansion® Score is accepted and used by leading companies and industry organizations, such as, Ford Motor Credit, HSBC, CItigroup, FHA, Fannie Mae, Freddie Mac, and many others.
*Please note: Many factors affect your FICO scores. Williampaid.com does not and cannot guarantee that your PRBC Consumer Report with FICO Expansion Score, including any change due to use of our services or products, will ensure any loan or application will be approved, a lower interest rate obtained or any other positive credit outcome. Williampaid.com is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Williampaid.com does not provide "credit repair" services.