When you're applying for a car, home loan or credit line, the law requires that
the potential
creditor MUST consider the information in your AMP Credit Report.
It's the LAW!
eCredable helps you create your own credit report
with your verified bill payments. You decide who
gets to see it.
The AMP Credit Rating uses a scale of A-F. It's a simple way
for you and a potential creditor
to understand your
credit rating.
AMP Rate Watch monitors your AMP Credit Rating, and lets you know where you are
on your journey of achieving your goal rating.
We'll help you manage a simple budget so you know
where your money is going, and how much you
have left over at the end of the month.
When you pay your rent with WilliamPaid, you get the benefit of having your rental payments verified so they can be included in your Experian credit file, as well as your eCredable credit file. In addition to your rent payment, eCredable uses many other bills you're already paying like utilities, insurance, and mobile phone to help you qualify for a home loan, auto loan, personal loan or line of credit.
Grab the important bills you already pay and enter the account information into your eCredable account.
We use the bill payment information you've entered to show you an estimated AMP Credit Rating. AMP Rate Watch® can give you a very good idea where you are now, and how far you need to go if you don't have the desired rating you want.
Identifying your credit and financial goals helps you determine where you want to go — and how you are going to get there. Whether you want to buy a car, purchase a home, get a personal loan for a major purchase or qualify for a credit card, eCredable has tools to help you reach your goals.
When you are ready to apply for a loan you need to verify your bills first. When you select "rent" to be verified, they'll already know if you paid it on-time, based on your payment history being reported to eCredable by WilliamPaid — no need to verify your "rent" account. Depending on how many bills you need to have verified a typical credit report costs between $90 – $110.
Lenders can use your AMP Credit Report and AMP Credit Rating to qualify you for a car, home loan or line of credit even if you don't have a traditional credit score or are in the process of rebuilding your credit. By law, a creditor must consider the information contained in your AMP Credit Report on your request.
eCredable cannot guarantee any creditor will grant you a loan based upon your information contained in the AMP Credit Report. There are many variables that determine your creditworthiness and each creditor has their own criteria for granting loans. Your success upon getting a loan will depend upon your individual creditworthiness and the creditor's unique loan criteria.
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