Build Credit for past rent payments.
Our bill verification can help you improve your credit score with payments from the past. We'll go back up to three years to verify your rent payments, as well as, other recurring bills like, utilities, cell phone, cable and others.
Then, we'll report them to the credit bureau, and help turbo charge your credit history. Instantly.
Longer Payment History - The longer you've made payments on bills, the more it could help increase your credit score. We'll go back and verify up to three years!
Untapped Sources of Credit - Rent, utilities and other recurring payments aren't reported to Experian, Trans Union or Equifax - unless they're in default. With Bill Verification, they will be included in your FICO® Expansion® Score.
Improve Your Approval Rating - Get the apartment you want by having a verifiable credit score.
Better Loans. Cheaper Insurance. - With an established credit file and improved credit score, you can get lower rates on loans and insurance.
Resume Builder - Prospective employers may check your credit. Good credit could help land you that dream job.
15% of your credit score is made up of how long your credit accounts have been established?
35% of your credit score is made up of your payment history - basically, your track record?
By building a credit file with payments you've made in the past, landlords, employers and lenders will now have a complete view of your payment history.
Because nearly 50 million Americans have little or no credit, The Fair Isaac Company developed the FICO® Expansion® Score - a credit score based on nontraditional credit data, such as rent, utilities and other recurring payments.
Get better loan rates and terms on credit cards, auto loans, mortgages and insurance with an established and verified credit history.
Nearly half of all employers conduct credit checks on potential employees. Set yourself apart from the other candidates by having an established history of on-time payments included in your credit file.
Get approved on your own today by having the rent and other on-time apartment-related payments that you've already made verified and reported to your credit file.
Credit guru John Ulzheimer tells CNBC's Carmen Wong Ulrich that nearly 50 million people in the U.S. have no credit rating. Without credit cards, student loans or other financial obligations, it's "like these people don't exist." Ulzheimer suggests that non-traditional payments like rent and utilities area a simple, smart way to
build credit.
build credit.
This product is not to be used as credit repair. Bill verification helps credit applicants with "thin" or no credit.
